I specialize in helping Americans financially prepare for retirement with the proper use of annuities. Where this annuity works the best: Considering all of this TIAA-CREF variable annuity’s pros and cons, it could be a good fit: For those. The Annuity Gator’s End Take on the Athene Agility 7-Year Fixed Indexed Annuity Where it works the best: This annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in. Indexed Annuity; Deferred Annuity; Fixed Annuity; Variable Annuity; Annuity Reviews. The Annuity Gator’s End Take On Preference Plus MetLife Variable Annuity Where it works best: For producing a reliable, “pension-like” guaranteed income stream (so long as “Fixed Income” option is elected to guaranteed a consistent income payout) For producing an income for life that cannot be outlived by a surviving spouse According to the Allianz Endurance Plus Annuity Product Profile, this is a fixed indexed deferred annuity that offers a bonus and enhanced interest that is added to the product’s Enhanced Withdrawal Benefit (EWB) value. We strive to create unbiased, yet highly comprehensive, annuity reviews – and we have been at this for far longer than most of those “copycat” websites out there. Learn More About Me. Initially, he listened to understand my needs, wants, and fears. These begin in Year 1 at 9%, and they gradually grade down to . However, they differ from regular fixed annuities in the way their return is determined. 2. As an income source for investors who have a longer timeline. We have been doing this very well for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping. With the Elite Access Advisory annuity from Jackson National, you will run into a number of charges, which in turn can have a negative impact on your overall return. This, and other updated information, can also be obtained by reading page 164 of the prospectus, or by. 0 if you: Own, or plan to purchase, an associated Prudential Premier variable annuity; Are looking for a way to attain guaranteed income for your life, no matter how long that may be;American Equity Investment Life Insurance Company, the parent company of Eagle Life Insurance Company, has a strong financial footing, with more than $53 billion in assets. Learn More About Me. Where this annuity works the best: Considering all of this TIAA-CREF variable annuity’s pros and cons, it could be a good fit: For those who are looking for the opportunity to attain market-related growth. An amount is automatically withdrawn from your portfolio annually, usually 4 percent, and this amount is increased every year for inflation. The Annuity Gator’s End Take on the Athene Ascent 10 Bonus 2. The Annuity Gator’s End Take on the Sun America Polaris Variable Annuity Where it works best:According to the TIAA brochure, the Single Premium Immediate Annuity is a product that allows you to “build retirement income your way. You can reach us by phone at (888) 440-2468, or you can send us an email via our secure online contact form. How Do Annuities Work. But, if you are leaning towards the Fidelity Investment Life Insurance Company Personal Retirement Variable Annuity, then it could be a viable option for you if you are. Where it works best: For producing a reliable, “pension-like” guaranteed income stream. This means that the interest rate you choose will be guaranteed until the end of the initial guaranteed option period. Despite the current volatility in the. The Annuity Gator’s End Take on the Athene Ascent Accumulator 10 Fixed Indexed Annuity Where it works the best: This annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in the stock market; The opportunity for index-linked growth, as versus just a set (low) rate of returnThe Annuity Gator’s End Take on the EquiTrust Certainty Select Multi-Year Guarantee Annuity Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. Where it works best: The American National Palladium Century 1 fixed annuity will generally work best for those who are looking for: Safety/protection of principal. However, the fine points and pitfalls of the annuity suggested were not fully explained. The Annuity Gator’s End Take on the Allianz Master Dex 10 Fixed Indexed Annuity Where it works best: This annuity may work the best if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth; Guaranteed lifetime income in retirementAt Annuity Gator, we focus on educating consumers (and financial professionals) on how annuities work, and where certain types of annuities might fit into an overall retirement plan. 50% in Year 10, until they reach 0% in Year 11 and thereafter. schedule your web demo. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. My name is Donna Lee. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. Although these fees can be steep, they are roughly the same that would be paid to a financial advisor managing stocks. The Protective Smart Saver 4 annuity is described as a limited flexible premium deferred fixed annuity. The company offers more than. This annuity requires a minimum initial purchase payment of $25,000 with minimum subsequent premium payments of at least $1,000. The Annuity Gator’s End Take on the NCIT – American Funds Lifetime Income Builder TDS The NCIT – American Funds Lifetime Income Builder is a new, hybrid financial vehicle. The Annuity Gator’s End Take on the American Classic Annuity from American Life Where it works best: This particular annuity will usually work the best for those who are looking for: Guaranteed lifetime income Safety of principal Slow and steady tax-deferred growth An interest rate guarantee for a set period of timeLearn More About Me. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. So, if you would like to set up a time to talk with an Annuity Gator retirement income expert, feel free to contact us by phone at (888) 440-2468 or via email, through our secure online contact form. 21% and 1. Despite the current volatility in the market and the low. The Annuity Gator’s End Take on the Farm Bureau Select IV New Money 4 Multi-Year Guarantee Annuity Where this annuity works best: Just like all products, there can be some pros and cons, meaning that the item or service may work well for some, and not-so-well for others. Based in Boston, this large financial services company holds (as of September 30, 2017) roughly $6. OneAmerica/The State Life Insurance Company describes the Annuity Care ll as a guaranteed interest rate annuity that is combined with the protective elements for end of life care. The Annuity Gator’s End Take on the Athene MaxRate Multi-Year Guarantee Annuity Where this annuity works best: While the Athene MaxRate Multi-Year Guarantee annuity may not be right for everyone, it could be a good option for those who are seeking the following benefits: Guaranteed growth (at least for the first seven years) Protection of. 0 Annuity Where this annuity works best: This annuity could be a viable option for you, provided that you: Are seeking the opportunity for higher return; Have a high tolerance for risk; Want the ability to boost your lifetime income in retirement The Athene Ascent fixed indexed annuity is primarily designed for those who will need income in ten years or more, and who want to obtain guarantees with growth potential. The Annuity Gator’s End Take on the Nationwide INCOME Promise Select Annuity Even though an immediate annuity isn’t the right option for everyone, there are some scenarios where it could fit in quite nicely. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. The product literature for the Reliance Standard Life Apollo MVA annuity describes this product as being “a smart choice for safety conscious individuals seeking financial security. So, a fixed index. We look forward to hearing from you. The Annuity Gator’s End Take on the American Legend III Fixed Indexed Annuity from Great American Where it works best: This annuity may work the best if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth; Guaranteed lifetime income in retirementThe Annuity Gator’s End Take on the New York Life Guaranteed Future Income ll DIA Where this annuity may work best: The New York Life Guaranteed Future Income ll Deferred Income Annuity may be a good option for you if you: Anticipate a long lifespan; Will need retirement income in the extended future;Hidden costs and fund participation rate variances explained by Annuity Gator. So, if you would like more details, feel free to set up a time to chat with an Annuity Gator retirement income expert. If you’re still considering the Fidelity FG Guarantee. This annuity allows you to turn a lump sum of money into a steady income stream right way. Annuity Gator sent 3 emails to confirm my phone appointment, but when the time came, their agent totally forgot about it. The Annuity Gator’s End Take on the Transamerica Income Edge 1. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. Welcome. The Annuity Gator’s End Take on the Prudential HDLI v3. While the fixed rate period is five years on all of these options, the rate can vary, typically being higher with the longer surrender periods. The Annuity Gator’s End Take on the Great American Index Summit 6 Annuity Where it works the best: If you want the opportunity for a higher return than a regular fixed annuity; If you have a higher risk tolerance; If you plan to use the guaranteed income feature; Where it works the worst: If you want principal protection for all funds in the. There are some other key features to consider with the. With more than 58% of United Heritage’s overall. Guaranteed lifetime income stream. Annuity gator has educating videos and… Annuity gator has educating videos and articles for you to make decisions with out trying to sell you products, I was paired up with a wonderful money manager to talk with and go over several different plans for my wife and myself. The Annuity Gator’s End Take on the Guggenheim Preserve 9 Year Multi-Year Guarantee Annuity Where this annuity works best: While the Guggenheim Life Preserve 9 Year Multi-Year Guarantee annuity may not be right for everyone, it could be a good option for those who are seeking the following benefits:The Annuity Gator’s End Take on the VALIC Power Index Elite Fixed Indexed Annuity Where it works the best: As an index-linked deferred fixed annuity, the VALIC Power Index Elite annuity could be a good fit for those who: Have taken early retirement and received a lump sum distribution;Learn More About Me. Our primary mission at Annuity Gator is on educating consumers about whether or not annuities may be a good fit for retirement planning – and if so, which annuity may be best. I help clients all over the country find ways to. Nobody likes that. As a source of guaranteed income delivered by a reliable company. The money in this annuity – as with other types of deferred annuities – grows on a tax-deferred basis. Where it works best: This annuity will generally work the best for those who are looking for: Safety of principal Slow but steady growth. The Annuity Gator’s End Take on the Nationwide INCOME Promise Select Annuity Even though an immediate annuity isn’t the right option for everyone, there are some scenarios where it could fit in quite nicely. Protection from loss in a down market. Where it works best: A place to grow money tax deferred for someone already taking advantage of the maximum IRA and 401(k) amounts. The contract also offers a 2% interest bonus in the first contract year and a 1% interest bonus in the second. The Annuity Gator’s End Take on the Great American Landmark 3 Fixed Index Annuity Where it works the best: Although this annuity comes with a number of nice benefits, it will typically work the best for those who are seeking the. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. 0 product could be a viable option for those who: Want the opportunity for high, market-related returns; Are seeking a lifetime incomeThe Annuity Gator’s End Take on the Sentinel Security Life Personal Choice 5 Annuity Where this annuity works best: If you are seeking protection of principal; If you want a set rate of growth (at least for the first 5 years) If you want the security of knowing you’ll have a guaranteed income in retirement;At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. The Annuity Gator’s End Take on the Jackson National Perspective L Series Variable Annuity Where it works best: When considering the Jackson National Perspective L Series annuity, it can typically work best when an investor wants to be invested for market growth – and wants the ability to diversify – and still wants the opportunity for. Opening Thoughts on the Fidelity Personal Retirement Annuity Fidelity is a fairly well-known name in the financial arena. That being said, there are still some ways to determine whether or not to. M. 5%. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. The Annuity Gator’s End Take on the F&G Next Generation Accumulation Annuity – Power Accumulator Where it works the best: Although this fixed indexed annuity offers many nice benefits, it will typically work the best for those who are seeking the following attributes: Safety of principalThe Annuity Gator’s End Take on the Midland National Life Paragon Plus 14 Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate. com team members will personally. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. The Annuity Gator’s End Take on the Global Atlantic ForeIncome 1 Fixed Index Annuity Where it works best: The bottom line on the Global Atlantic ForeIncome Option 1 fixed indexed annuity is that this annuity may work the best for people who are looking for the following features:If you have $500,000 invested in an annuity, for example, then a 10 percent surrender charge would set you back by $50,000. Where it works best: For investors who have a longer time frame. The Annuity Gator’s End Take on the New York Life Guaranteed Period Income Annuity ll Where this annuity works best: For those who need income for a set period of time (such as to ensure that income will continue after retiring, but before starting Social Security benefits)So, if you’d like to learn more, please feel free to contact us directly and schedule a time to chat with an Annuity Gator retirement income specialist. So, if you are still considering the. Again no pressure to buy anything. 4 billion in operating revenues and operating income in excess of $774 million,. 10% to . Pacific Life has been helping clients to grow and protect wealth for nearly a century and a half. (There are several other rate guarantee periods also available on the Solutions MYG annuities). In reality, the only way to know if this annuity is a good fit for your specific situation is to have it tested. For additional flexibility, this product also offers three different crediting methods, four index options, and a fixed. The Annuity Gator’s End Take on the Nationwide Life Nationwide Summit AnnuityThe Annuity Gator’s End Take on the Great American AssuranceSelect 7 Plus Annuity Where it works the best: Although this fixed indexed annuity offers many nice benefits, it will typically work the best for those. 55%. 5:38 PM, 19 February 2019 . At the 15 year mark, you would have received a total of $77,000, and at the 20-year mark, you would have received just over $103,000. Annuity Gator, Cortaro, Arizona. The Annuity Gator’s End Take on the Athene Agility 10 Annuity Where it works the best: The Athene Agility 10 Year Fixed Indexed annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth; Guaranteed lifetime income in retirement The Annuity Gator’s End Take On The Prudential Variable Annuity. You could also be subject to an annual maintenance fee of either $50 or 2% of the account value – whichever amount is less. A check was sent promptly and just as promptly, cancelled, due to “ wrong amount sent”. Annuity Gator connects its customers to a wide range of annuity providers. M. Just reach out to us by calling our annuity hotline at 888-440-2468 or fill out this confidential. send a question. At Annuity Gator, we specialize in educating consumers – and financial advisors – on how to secure streams of reliable, ongoing income in retirement, which can alleviate the concern about running out of money when you need it the most. The Annuity Gator’s End Take on the Pacific Life Frontiers ll Deferred Fixed Annuity Where it works the best: If you want to lock into a set interest rate (for a set period of time) If you want to ensure that your principal is safe; If you plan to use the lifetime income feature;At Annuity Gator, we focus on educating consumers and financial professionals on how annuities work, and where they may – or may not – fit in an individual’s portfolio. This can come from personal (non-qualified) funds, or you can use qualified dollars that are rolled over from an IRA or employer-sponsored retirement plan. (The company also earned a #2 ranking by Wink for overall carrier, and a #10 ranking for MYGA annuities – in the independent. Learn More About Me. Annuity Gator Has Helped Countless Clients All Around The Country Purchase An Annuity. With this annuity, there is an annual insurance charge of 0. Which sounds really cool at first. Here you’ll find resources to help you retire with confidence. 70% for joint life (both you and your spouse. A 200% guaranteed withdrawal benefit that guarantees to double your income, provided that you wait until the later of 12 years or age 70 to begin taking your withdrawals. And, this money doesn’t necessarily have to be your hard-earned retirement savings. My name is Ryan Smith, and I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. This annuity is available to applicants who are up to age 85, and the annuity allows a minimum premium of $5,000 and a maximum of $500,000. The Annuity Gator’s End Take on the Guggenheim Highlander Fixed Indexed Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; Lifetime income – with income guaranteeThe Annuity Gator’s End Take on the MassMutual RetireEase Immediate Fixed Income Annuity Where it works the best: While immediate annuities are definitely not the ideal solution for everyone’s needs, this product could fare well for you if you are seeking: A reliable income stream right away (or one that starts within 12 months after purchasing. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. Despite the current volatility in the. Calculate all of the annuity fees (some annuities have obscure fees). Learn More About Me. com Visit this website Write a review 4. Read 6 reviews from customers who rated Annuity Gator 1. Guaranteed lifetime income in retirement. This annuity requires a minimum initial purchase payment of $25,000 with minimum subsequent premium payments of at least $1,000. So, if you would like to get a better. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. But it will typically work the best for those who are seeking the following attributes:The Annuity Gator’s End Take on the Lincoln Impact Advantage Fixed Index Annuity Where it works best: Although this annuity may not be ideal for everyone, it could be a nice option if you are seeking the following features: The option for market index-linked growth; Protection of your principal; Guaranteed income in retirementWhile an annuity can provide you with a stable income source in retirement, not all annuities operate the same. Ameritas describes the Compass Index Annuity as a product that offers the following benefits: Upside potential. Despite the current volatility in the market and the low-interest. As of mid-2019, Equitable had more than $952 million in admitted assets, which is a 96% increase from just one year prior. 00%. Since its inception, this company – which began as a family-owned entity in Lansing, Michigan – has grown into a multi-billion dollar insurance carrier. We want you to be able to determine for yourself whether or not the annuity that is being discussed truly makes sense for your specific goals and needs. The company held approximately $158 billion in total assets as of year-end 2017, as well as more than $11. Annuity Gator is a team of experienced financial experts who are dedicated to helping you decode the complicated world of annuities. Plus, if you take withdrawals from the annuity before you turn age 59 1/2, you could also incur an additional 10% early withdrawal penalty from the IRS. The Jackson National Perspective II variable annuity has had its ups and downs throughout the years. Slow but steady growth over time. If you’re still considering the Farm Bureau Select IV New Money 4. Annuity Gator employs a team of experts who thoroughly research and analyze various annuity products available in the market. Date of experience: February 09, 2021The Annuity Gator’s End Take on the Prudential PruSecure Index Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of. hondo55 . The Annuity Gator’s Take on the American Equity Foundation Gold Annuity Where it works best:At Annuity Gator, we make up a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. Here at Annuity Gator, we publish the most comprehensive independent annuity reviews online and have been doing it longer than many of the copycat annuity review websites you see now. Despite the current volatility in the. With our proprietary Annuity Software we can: Back-test the annuity against 50 years of previous stock market history. As a source of guaranteed income delivered by a. All of this adds up to the Annuity Gator commitment that you’ll get peace of mind knowing how much you need to comfortably retire and — which annuities can provide you the highest guaranteed benefits. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. Annuity Gator is a website that helps you compare and choose annuities from different providers. Feel free to contact us any time to ask a question or set up a time to chat with an annuity specialist. The Annuity Gator’s End Take on the American National Palladium Century 1 Annuity. In 2018, on top of the $18,000 regular limit to a 401 (k) plan, workers 50 and older can add an additional $6,000 per year in catch-up contributions. The Annuity Gator’s End Take on the MassMutual RetireEase Deferred Income Annuity Where it works the best: This annuity could be a good option for those who: Anticipate a long lifespan; Will need retirement income in the extended future (up to 30 years before it begins) Are seeking a guaranteed income later in lifeThe Annuity Gator’s End Take on the Northwestern Mutual Fee Based Select Variable Annuity Where this annuity works the best: There is no one-size-fits-all investment that is right for everyone. The smart way to get honest annuity guidance. For producing an income for life that cannot be outlived by a surviving spouse. We are a team of annuity and retirement income experts, and we can help you to compare your options and narrow down which – if any – annuity is right for you. The Capital Bonus 2 Fixed Annuity is described by Horace Mann as a fixed product that offers non-guaranteed interest bonuses in the first two contract years. The Annuity Gator’s End Take on the Jackson National Elite Access Advisory Variable Annuity Where it works the best: For those who are seeking the opportunity for a higher rate of return; For those who have a higher tolerance for risk; Where it works the worst: If you have a low tolerance for risk; If you are seeking protection of principal The Axiom II annuity product also charges an annual mortality and expense fee (M&E) of 1. Considered strong and stable financially, Upstream has been assigned a B++ rating from A. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. The Annuity Gator’s End Take on the Upstream Life Secure Foundation Annuity Where this annuity could work best: Principal protection for a pre-set period of time – no matter what takes place in the stock market; Guaranteed lifetime income stream; Guaranteed interest rate protection (also for a specific period of time)The Annuity Gator’s End Take on the American Equity Guarantee 5 Multi-Year Guarantee Annuity Where this American Equity annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. Annual withdrawals of 3. 0 Where it works the best: You may want to consider the Prudential HDLI v3. We have been doing this for quite a few years now – far longer than our competitors. David was extremely helpful from start to finish. My name is Mark Newman. Learning about how annuities work is essential for determining whether or not a. I specialize in helping Americans financially prepare for retirement with the proper use of annuities. Our annuity experts are also available to answer any of the question or concerns that you. The Annuity Gator’s End Take on the Lincoln American Legacy Variable Annuity Where it works best: When considering the Lincoln American Legacy annuity, it can often work best in situations where an investor wants to be invested in the market, but yet is concerned with taking on too much risk. Likewise, there is also a fee to add the optional guaranteed minimum death benefit. If you don’t have access to a 401 (k), you can still build wealth like a millionaire if you utilize best financial practices. This single premium fixed deferred annuity can provide long-term asset growth, with protection from care costs built directly into the annuity. The Solutions MYG6 annuity is described as a multi-year guarantee annuity (MYGA) that provides a guaranteed interest rate period of six years. Despite the current volatility in the market and the low. Ouch. Adam Grubius LICENSED ANNUITY ADVISOR. Best, The Annuity Gator P. With an indexed annuity, the return is based in large part on an underlying market index, such as the S&P 500. Annuity Gator educates investors on the benefits and advantages of choosing to invest in annuities. Annuity Gator provides in-depth education about annuities to consumers and financial professionals, making these complex financial vehicles much easier to understand. The company offers more than 100 in-depth company reviews, a free online quiz, and free consultations with no obligation. We can help you with the following three areas: 1). M. In 2018, on top of the $18,000 regular limit to a 401 (k) plan, workers 50 and older can add an additional $6,000 per year in catch-up contributions. The Annuity Gator’s End Take on the Fidelity & Guaranty FG Guarantee Platinum 7 MYGA Annuity Where this annuity works best: Just like all products and services, there can be some pros and cons, meaning that the item or service may work quite well for some, and not-so-well for others. S If you would like to read more of our VOYA Financial annuity reviews here is a link to check out: Voya Life Guarantee Choice Fixed Deferred Annuity . Featured. Annuities can be complex. They use a combination of. Where the New Heights 10 annuity works the best: Although this fixed indexed annuity offers many nice benefits, it will typically work the best for those who are seeking the following attributes: Safety of principal. According to the Jackson National Life Insurance Company brochure on the BonusMAX One annuity, this product is a flexible premium deferred fixed annuity that can provide you with the following benefits: Preservation of principal. The Annuity Gator’s End Take on the Athene Ascent Accumulator 10 Fixed Indexed Annuity Where it works the best: This annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in the stock market; The opportunity for index-linked growth, as versus just a set (low) rate of return The Annuity Gator’s End Take on the EquiTrust Certainty Select Multi-Year Guarantee Annuity Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. The Annuity Gator’s End Take on the American Equity Bonus Gold Fixed Indexed Annuity Where it works the best: This annuity may work the best for those who are looking for: Safety of principal; The opportunity for index-linked growth; Guaranteed lifetime income in. When the underlying index performs well, a. Annuities are not usually associated with the best way for that. You will also find that as of late June 2019, the company had closed out 136 complaints over the past. A bonus of between 5% and 7% that can offer you growth – even in a down or flat market year. 75%. The company specializes in annuities, as well as mutual funds, retirement plans, and life insurance coverage. The minimum fee for this feature is . But, if you are leaning towards the Northwestern Mutual Fee Based Select Variable Annuity, then it could be a viable option for you if you are seeking. The Annuity Gator’s End Take on the Brighthouse Income Annuity While an immediate annuity may not be right for everyone, the Brighthouse Income Annuity could be a good option for you if you are seeking the following benefits: >A reliable income stream right away (or one that starts relatively soon after purchasing the annuity). The Annuity Gator’s End Take on the Midland National MNL Guarantee Ultimate ll 5 Year Annuity Where it works best: This particular annuity will typically work the best for those who are looking for the following benefits: A short-term interest rate guarantee – in this case, five years; Safety of principal; Guaranteed lifetime incomeThe Annuity Gator’s End Take on the Securian MyPath Ascend 2. The Annuity Gator’s End Take on the Upstream Life Secure Foundation Annuity Where this annuity could work best: Principal protection for a pre-set period of time – no matter what takes place in the stock market; Guaranteed lifetime income stream; Guaranteed interest rate protection (also for a specific period of time) The Annuity Gator’s End Take on the American Equity Guarantee 5 Multi-Year Guarantee Annuity Where this American Equity annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. Independent Review of the Voya Life Guarantee Choice Fixed Deferred Annuity . The Annuity Gator’s End Take on the Thrivent Financial Security Plus MYGA Annuity Where it works best: This particular annuity will typically work the best if you are looking for: A short-term interest rate guarantee (in this case, the first two years) Safety of principal;The Annuity Gator’s End Take on the Fidelity & Guaranty FG Guarantee Platinum 3 MYGA Annuity Where this annuity works best: Just like all products and services, there can be some pros and cons, meaning that the item or service may work quite well for some, and not-so-well for others. 40%. For years, we’ve made the annuity comparison process easy and understandable – which in turn, can make the annuity buying process much less. These contributions are tax-deductible and they grow tax-deferred. The Annuity Gator’s End Take on the New York Life Annuity: Guaranteed Lifetime Income Where this annuity works best: Although an immediate annuity may not be the ideal solution for everyone’s needs, this product could be a good option for you if you are seeking the following key benefits:My name is Kyle Morgan. My name is Jason Siebert. The Annuity Gators End-Take on the Nationwide Destination C Variable Annuity. For example, on a $100,000 portfolio, the. At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. 0 Annuity Where this annuity works best: This annuity could be a viable option for you, provided that you: Are seeking the opportunity for higher return; Have a high tolerance for risk; Want the ability to boost your lifetime income in retirementThe Athene Ascent fixed indexed annuity is primarily designed for those who will need income in ten years or more, and who want to obtain guarantees with growth potential. At Annuity Gator, we take the frustration out of shopping for annuities. 5% will also come with an annual rider fee of 0. Jackson National Life Insurance Company has been in operation since 1961. We look forward to helping you protect the ones you love with your own unique legacy. Watch Our Client CASE STUDY Video: See How We Helped One Couple Retire 5 Years Early, With A Complete Retirement Strategy (Make sure your sound is turned on, also please wait up to 10 seconds for the video to load)Here at Annuity Gator, we provide you with annuity reviews that are thorough and independent – so we are objective about the information that we offer. Mutual funds are popular because they give investors an automatic layer of diversification, offering investors a choice of funds from among the categories of stocks, bonds, balanced funds, and money market funds. My name is Mike Kalisch, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. The Annuity Gator’s End Take on the Mass Mutual Stable Voyage 7-Year MYGA Annuity Where it works best: For those who are seeking safety of principal; For those who want a set rate of growth (at least during the guarantee period of 7 years, and possibly a renewed guarantee period) For those who are seeking a set, ongoing income stream in. Annuity Gator has 5 stars! Check out what 358 people have written so far, and share your own experience. In many ways, buffer annuities are structured like regular fixed indexed annuities, except in the case of a buffer annuity, your principal is not. In addition, based on the Wink Sales Rankings, Equitable’s Secure Savings 5 annuity was #1. This means that regardless of future economic conditions. 6%, with an account value of $110,000, which gives you an annual income for life of $5,160. When the market experiences an upward trend, the returns inside the annuity increase. 8 350 total 83% 5% 2% 2-star 2% 1. As an example, if your participation rate is 80%, and the underlying index returns 5% for the period, then your annuity would be credited with 4% (5% x 80% = 4%). have an annuity question? Our Advisors. When you initially purchase an annuity, funds may be contributed in a number of ways, depending on whether the annuity is immediate or deferred. This quiz takes about 30 seconds to fill out and will help you identify which type of annuity may be right for you. In addition, there is an annual service charge of $35, up to a maximum of $50. This annuity is designed to provide the potential for growth, without the risks that are associated with investing in the stock market. This company is known for its strong balance sheet, as well as good, solid capitalization levels and significant earnings base. The company’s assets under management were in excess of $77 billion, with 2018 revenue of $2. The Annuity Gator’s End Take on the Prudential Premier Retirement B HDI v3. The Annuity Gator’s End Take on the MasterDex X Annuity Where it works best: For producing a reliable, “pension-like” guaranteed income stream (so long as Simple Income rider is elected, and used shortly after purchase) For producing an income for life that cannot be outlived by a surviving spouse;In addition to the 6-year annuity, there is also an 8-year and a 10-year. How EMC National Life Describes the Single Premium Annuity. Annuity Gator. In addition, there is an annual service charge of $35, up to a maximum of $50. We look forward to helping you create your retirement savings and income strategy. The Annuity Gator’s End Take on the Eagle Life Select 10 Fixed Indexed Annuity Where it works the best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth as versus a regular fixed annuity; Safety of principal; Guaranteed lifetime income We also created an online annuity quiz that over 10,000 people have taken. Hi Ken – Thank you for your comment. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. For instance, this annuity has ten years of back-end surrender charges. This annuity tracks the S&P 500 index. 1 Sep 25, 2022 Date of experience: September 22, 2022 Joan Lunebach 4 US Apr 12, 2023 Verified Pleasant and super efficient . Share Tweet Pin it Share. The opportunity for additional, index-linked. Annuity Gator prides itself on allowing consumers to search for the best products, provide users with in-depth reviews on annuities products and ultimately helps. I help clients all over the country find ways to generate more retirement income while securely protecting their money during these turbulent times. My name is Ryan McNeill. So, if you’d like more information on whether or not an annuity is right for you, feel free to reach out to us directly by phone at (888) 440-2468 , or. We launched our educational blog to provide objective and helpful information to help you financially prepare for retirement. 75% to 6%, depending on your age and the income option. In this case, for instance, it provides greater downside protection in the case of a market downturn. At Annuity Gator we work for you, the investor, so our advice comes to you unbiased. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. Annuity Gator specializes in helping Americans financially prepare for retirement with the proper use of annuities and income planning strategies. Despite the current volatility in the market and the low interest. Annuities Explained. The Annuity Gator’s End Take on the Jackson National Life BonusMAX Two Annuity Where it works best: The Jackson National BonusMAX Two annuity may work the best for those who are looking for the following: Safety of principal; Guaranteed lifetime income; Guaranteed rate protection – at least for a short period of time after purchasing the. The Annuity Gator’s End Take on the Thrivent Secure Retirement Builder FIA Annuity Given the many benefits associated with the Thrivent Secure Retirement Builder fixed indexed annuity, it could be a viable option if you are seeking the following features: Opportunity for growthAll of this adds up to the Annuity Gator commitment that you’ll get peace of mind knowing how much you need to comfortably retire and — which annuities can provide you the highest guaranteed benefits. Before purchasing any investment product be sure to do your own due diligence and consult a properly licensed professional should you have specific questions as they relate to. ”. Where it works best: This particular annuity will typically work the best if you are looking for: A long-term interest rate guarantee (7 years initially) Safety of principal Guaranteed lifetime income; Where it works worst:The Annuity Gator’s End Take on the Eagle Life Insurance Company’s Eagle Platinum Annuity Where it works best: This particular annuity will typically work the best if you are looking for: A set interest rate guarantee; Safety of principal; Guaranteed lifetime income; Where it works worst: This annuity may not work well if you:My name is Richard Scott. Any time you are considering a high-dollar financial decision, it is best to get advice that is as objective as possible from a knowledgeable source. The Annuity Gator’s End Take on the Global Atlantic Income 150+ Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; Lifetime income – with income guaranteeHere at Annuity Gator, we are a team of experienced financial pros who are intent on offering the most comprehensive and unbiased annuity reviews. At Annuity Gator, we don’t think you should have to stay in a product that is no longer fitting your needs. Use the form on our website and one of the AnnuityGator. What's the biggest question that you have about annuities? *. With that in mind, some of the key advantages to purchasing through Canvas Annuity could be: Convenience (the entire transaction can take place online) Low or no feesWelcome to Annuity Gator, your online portal to the most comprehensive, unbiased reviews of annuity products today. The Annuity Gator’s End Take on the Jackson National Life Action Fixed Annuity. Barclays U. Use the form on our website and one of the AnnuityGator. As with other annuities, you can “annuitize,” (convert over to an income stream) the 6-year Protected Advantage annuity and. If you’re still considering the FG Guarantee Platinum 7. My name is Scott Batchelar. In the case of the Polaris Platinum III, the rate is a generous 6% guaranteed annually. Independent & Objective Reviews on Annuity InvestmentsAnnuity Gator | 88 followers on LinkedIn. So, feel free to reach out to us by phone at (888) 440-2468 or via email by going to. It is rated highly by the insurer rating agencies, with an A- (Excellent) from A. For any annuity-related questions you may have, feel free to reach out to us directly at (888) 440-2468, or send us an email. How to get guaranteed increasing income for the rest of your life. 0 is a 6-year annuity that offers investors several different time periods to choose from in terms of generating potential return and protection. Despite the current volatility in the. The Annuity Gator’s End Take on the Athene Ascent 10 Bonus 2. Despite the current volatility in the market and the elevated. At Annuity Gator, we specialize in helping people understand annuities and how these financial vehicles can help to supplement retirement income. The Annuity Gator’s End Take on the TIAA-CREF Intelligent Variable Annuity. This seemingly endless stream of annuity. 35% respectively. I specialize in helping Americans financially prepare for retirement with the proper use of annuities. Annuity Gator. Downside protection. He answered every question and never pushed for a sale. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. The Annuity Gator’s End Take on the General American Power Select Plus Fixed Index Annuity Where it works the best: This annuity will typically work the best for those who are seeking: Safety of principal; The opportunity for additional, index-linked growth; Guaranteed lifetime income in retirement; Where it works the worst:These include the following: Annual contract fee (if the annuity’s contract value is below $25,000) – $30. Annuity Gator provided the contact with Joshua, and I am glad they did. Income that can keep pace with inflation and market growth. M. American Equity Investment Life offers a variety of annuities, including: Fixed Fixed Index Immediate Traditional fixed annuities can help you to. Annuity Gator is comprised of a team of experienced financial experts who are dedicated to helping you decode the complicated world of annuities. If you don’t have access to a 401 (k), you can still build wealth like a millionaire if you utilize best financial practices. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. The Annuity Gator’s End Take on the MassMutual Stable Voyage Deferred Annuity Where it works the best: The MassMutual Stable Voyage Fixed Deferred Annuity, while not for everyone, could be a good option if you. The Annuity Gator’s End Take on the American Equity Bonus Gold Annuity Review Where it works best: For producing a reliable, “pension-like” guaranteed income stream (although there are other annuities with. 25%. We look forward to assisting you. (888) 440-2468. Our licensed annuity professionals are independent and are not captive or beholden to any particular insurance company. With more than $9. Founded in the late 1800s as an insurance company, The Principal has grown and expanded exponentially over the years. This has led some to complain publicly. With that in mind, having an income plan in place before it is actually needed is highly recommended. The Annuity Gator’s End Take on the Jefferson National Monument Advisor Annuity Product Where this annuity works best:Jackson National describes the RateProtector annuity as a multi-year fixed annuity that offers 3-, 5-, or 7-year interest rate guarantee options. It’s our firm belief that when. 70% for joint life (both you and your spouse. Best, and an A- (Strong) from Standard & Poor’s. What’s Included In This Annuity Ranking Report This Annuity Ranking Report was created using our up-to-date computer models to evaluate hundreds of annuities of all shapes and sizes. We have been at this for quite some time now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. In other words, this product is a variable and index-linked annuity contract that provides for the accumulation of retirement savings, on a tax-deferred basis. Based in Boston, this large financial services company holds (as of September 30, 2017) roughly $6. Annuity Gator exclusively works with a select group of vetted, independent advisors that specialize in delivering sound retirement planning strategies and unbiased annuity. The amount of this charge will depend on the interest rate guarantee that is chosen – either a 5-year, 7-year, or 10-year. The Annuity Gator’s End Take on the Midland National MNL IndexBuilder 10 Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a. For investors who have an amount of money they want to pass on to their family while avoiding the expense of probate. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. This is a good example of why consumers absolutely need to run the numbers before moving forward with the purchase of an annuity – as these products will oftentimes take a large percentage of you overall retirement savings, and they are quite difficult to get out. Identify the long-term impact of your annuity fees (on your annual returns, initial deposit, and income). The company is highly rated through the insurer ratings agencies, which includes a (n): A- from A. (Although up to $35 can be waived with net premiums paid or a policy value of $50,000 or more – and up to $50 can be waived if your policy value is $250,000 or more). By delving into the good, the bad, and yes, sometimes even the ugly — you’ll find everything you need to know for determining whether or not a particular annuity may (or may not) be right for you. Fixed index annuities are a type of fixed annuity. Fixed index annuities offer their holders a set amount of interest that is credited on an annual basis. Opening Thoughts on the Nationwide Trio Select Plus 1 Year Annuity. The Annuity Gator’s End Take on Canvas Annuity At Annuity Gator, we feel that annuities are good financial options – provided that they are purchased for the right reasons. 0 Where it works the best: You may want to consider the Prudential HDLI v3. My name is Brian Greco. Despite the current volatility in the. Retirement annuities (or RA’s) are a type of fund in terms of the Pension Funds Act in that they are tax-advantaged investment vehicles designed for individual investors (versus. My name is Terry Ciotti, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. My name is Zach Poitra. The insurance company that offers the annuity that you select will then compensate us for helping you find the right annuity. At Annuity Gator, our mission is to educate consumers and financial professionals about how annuities work, and where they may – or may not – fit into a particular portfolio, based on risk tolerance, time frame, and specific short and long-term objectives. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. I received a thorough understanding which left me at ease with a clear mind. The Annuity Gator’s End Take on the Guarantee Income Life Insurance Company’s FlexPlus 5 Deferred Annuity Where this annuity works best: While this annuity may not be right for everyone, it could be a good alternative for those who are seeking the following benefits: Guaranteed growth; Protection of principal; Lifetime income in retirementGet free annuity feedback and guidance instantly without having to talk to a high-pressure sales agent. (Although up to $35 can be waived with net premiums paid or a policy value of $50,000 or more – and up to $50 can be waived if your policy value is $250,000 or more). I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. Annuity Gator is a trusted source of independent and transparent annuity guidance and recommendations. An annuity is designed to give you income. Dynamic Balanced Index II May 2016 – April 2017. We also offer in-depth details and reviews on hundreds of annuities in our annuity review database. The Annuity Gator’s End Take on the Lincoln Financial Lifetime Income Edge Fixed Index Annuity Where it works best: The Lincoln Financial Lifetime Income Edge Fixed Index Annuity may be a viable option for you if you are looking for: Protection of your principal; The potential for higher growth; A lifetime stream of guaranteed income The Annuity Gator’s End Take on the AXA Retirement Cornerstone Variable Annuity Where it works best: If you are considering the AXA Retirement Cornerstone annuity, it may work best for those who want to be invested for market growth – and also want the opportunity to diversify funds – along with having the opportunity for retirement. Rather, it will simply be credit with 0% for that period. The Lifetime Income Benefit with the IAV rate of 5. At Annuity Gator, our mission is to help people understand how retirement income works, and how it can alleviate the concern about running out of money in the future. The Annuity Gator’s End Take on the Guggenheim Highlander Fixed Indexed Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; Lifetime income – with income guarantee The Annuity Gator’s End Take on the MassMutual RetireEase Immediate Fixed Income Annuity Where it works the best: While immediate annuities are definitely not the ideal solution for everyone’s needs, this product could fare well for you if you are seeking: The traditional way to get an income from a stock and bond portfolio is to make automatic withdrawals. You can compare and research over 100 retirement annuities without meeting with a sales agent, and get personalized and customized strategies based on your goals and needs. If you’re still considering the Navigator Elite MVA annuity from. The company is considered to be strong and stable financially, and because of that it has earned an A- (Excellent) rating from A. The Annuity Gator’s End Take on the American Equity Choice 10 Fixed Index Annuity Where it works best: The bottom line on the Choice 10 is that this annuity may work the best for people who are looking for the following features: Safety of principal; The opportunity for index-linked growth; Guaranteed lifetime income in retirement The Annuity Gator’s End Take on the Farm Bureau Select IV New Money 4 Multi-Year Guarantee Annuity Where this annuity works best: Just like all products, there can be some pros and cons, meaning that the item or service may work well for some, and not-so-well for others. The Annuity Gator’s End Take on the American Pathway SolutionsMYG Annuity from AIG / American General Where it works the best: This annuity could be a good option for those who are seeking the following: A fixed rate of interest over time; Safety of principal, regardless of what happens in the market;The Annuity Gator’s End Take on the Midland National Life LiveWell Fixed Index Annuity Where it works the best: This annuity could be a good option for you if you are: Looking for a set amount of guaranteed income in retirement; Seeking protection of premium against losses due to market downturns and fluctuations;The Annuity Gator’s End Take on the Midland National Life MNL Endeavor Fixed Indexed Annuity Where it works the best: The Midland National Life MNL Endeavor 8 fixed indexed annuity may be a viable financial option for you if you are looking for the following features: Protection of your principal; Potential for higher growthThe Annuity Gator’s End Take on the Bankers Life & Casualty Premium Bonus IA Annuity Where it works the best: This annuity could be a good option for you if you are: Looking for a set amount of guaranteed income in retirement; Seeking protection of premium against losses due to market downturns and fluctuations;My name is Marcus Brutoco. The Annuity Gator’s End Take on the American National Strategy Index Annuity Plus 10 Where it works the best: This particular annuity will generally work the best if you are looking for: The opportunity to obtain a higher rate. Terry Heys President, CEO of Annuity Gator. The Annuity Gator’s End Take on the Athene Agility 10 Annuity Where it works the best: The Athene Agility 10 Year Fixed Indexed annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth;The Annuity Gator’s End Take On The Prudential Variable Annuity. 60% a year, and the maximum annual fee for the life of the contract is 2.